Canada Pension Plan

A program administered by Human Resources and Social Development Canada that provides monthly cash payments for people age 65 years and older who have contributed to CPP while they were employed. Individuals may retire between the ages 60 and 65 and receive a reduced benefit or may wait until age 65 and receive a full benefit. Benefit amounts depend upon income earned and are designed to replace about 25% of the earnings on which a person's contributions were based.

 

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Old Age Security Programs

Old Age Security (OAS) is a monthly benefit, the amount determined by how ong the person receiving the benefit has lived in Canada. It is considered taxable income. 

Canada Death Benefits

A one-time, lump-sum payment to the estate on behalf of a deceased Canada Pension Plan (CPP) contributor.

Canada Pension Plan

A monthly, taxable benefit that replaces a portion of the applicant's income upon retirement. Those who qualify for the Canada Pension Plan (CPP) will receive the retirement pension for the rest of their life.

Subscribe to Canada Pension Plan